Spend, save and send in one beautifully simple app. Instant transfers, real-time insight, and absolutely no surprise fees.
Good morning
Maya Ford
Total balance
$4,820.50
Spending · this week
Aurora Coffee
Eating out
Salary — Northwind
Income
Loop&Co
Subscription
As featured in
Transfers between Vela accounts land in under a second. Freeze a card, split a bill, or move money to a savings pot — all in a tap, all in real time.
Deposits protected up to $250k, biometric login and instant card controls.
Spend in 150+ currencies at the real exchange rate, wherever you land.
See exactly where your money goes, with budgets that actually make sense.
Share bills and track who owes what — settled in a single tap.
Snap your ID, set a PIN, and your account is live — no branches, no paperwork, no waiting.
Top up instantly and tap to pay anywhere. Your virtual card works the second you sign up.
Round-ups, smart pots and honest insight quietly turn everyday spending into real savings.
“Switched everything to Vela in an afternoon. My money finally makes sense.”
“The travel spending alone paid for Plus. No fees, real rates, instant.”
“Splitting rent and bills used to be a spreadsheet. Now it's one tap.”
Everything you need to run your day-to-day.
For people who want their money working harder.
Banking built for small teams.
*Fair-use limits apply. Vela is a financial technology company, not a bank; banking services provided by partner institutions.
Open a free account in 60 seconds. No fees, no branches, no catch.
Get Vela free